Whether you are looking for a Home Loan, Personal Loan or Business Loan, our job as a broker is to find the right loan for you and your situation.
When doing so, consideration needs to be given to:
- The loan rates
- Offset facility availability
- Ongoing fees
- Structural options
- Secured (using the asset as a guarantee) or unsecured (no asset to use as a guarantee)
Many people ask why they would use a broker instead of going to lenders themselves. Its a great question that can be easily answered.
Most people don't know that approaching multiple banks and lenders and applying for finance, even without finalising the loan, can affect your credit rating. If you do this too many times you might find that you will start attracting declines and can no longer get finance when you need it.
As a broker, we do all of that work for you. We work for you, not the lender.
With access to over 40 lenders we can sort through all the offers to determine the best suitability, so you don't have to.